What is Habitat for Humanity of Greater Miami ?
Habitat for Humanity of Greater Miami is an ecumenical Christian ministry which builds homes in partnership with low-income families in need of a decent place to live. Miami Habitat was formed in 1989 and is in the top twenty of over 2,000 Habitat affiliates nationwide. This ministry is open to all persons who desire to work to eliminate poverty housing. With all classes of people working together, Miami Habitat hopes to build new relationships and a sense of community as well as decent homes.

How are homes built?
Habitat purchases land and materials with donations from individuals, churches, service groups, businesses and foundations. Government funds are not accepted for the construction of houses; Habitat does seek government support in land acquisition and infrastructure improvements. The homebuilding effort is heavily dependent upon volunteer labor. Also, homeowners invest hundreds of sweat equity hours in the construction of their homes and the homes of other Habitat homeowners and make a 3% down payment to Habitat. Homeowner mortgage payments are channeled back into the construction of additional homes.

Where does Miami Habitat build homes?
Miami Habitat has built over 600 homes in the low-income neighborhoods of West Perrine, Liberty City, South Miami, Goulds, Homestead, South Miami Heights, Overtown, and Little Haiti.

Are contributions tax-deductible?
Yes. Habitat for Humanity of Greater Miami is an incorporated, non-profit organization and is tax-exempted under section 501(c)(3) of the Internal Revenue Code. Of each dollar raised, 90% is invested in program services, 7% in administration, and 3% in fundraising.

How much do the homes cost?
The homes are sold on a no-profit basis and cost about $105,000. Applicants must be able to provide an initial down payment of about $1,500 and pay a no-interest mortgage payment of approximately $600 to $800 a month.

How are homeowners selected?
A family selection committee reviews all applicants and follows a non-discriminatory selection process, based on housing need, ability to repay the loan, and willingness to partner with Miami Habitat.