Donate Now

Become a Homeowner

We partner with families in need of decent, affordable housing, offering a 0% interest mortgage and no down payment.
​
​Explore our program and take the first step today!

Why partner with Miami Habitat?

🏡 Path to homeownership with an affordable mortgage
💰 0% interest mortgage loan
🛡️ No mortgage insurance
🚪 No down payment and low closing costs
📅​ Affordable monthly mortgage payments

How it works?

➊ Inquire 

Check available properties, review Application, Homeowner's FAQ page, call us or/and attend an Information Session to learn about the program.

➋ Apply 

Submit your completed application with copies of all required documents by mail or in person at Habitat for Humanity of Greater Miami, 3800 NW 22nd Avenue, Miami, FL 33142 (Mon–Fri, 8:00 AM – 4:30 PM), including a $30 money order payable to Habitat for Humanity of Greater Miami.

➌ Approval

Miami Habitat reviews applicants based on need, ability to pay, and willingness to partner. We provide Equal Housing Opportunity to all.

➍ Sign Letter of Intent

Sign a written commitment (LOI or Letter of Intent) to the Habitat for Humanity Homeownership Program.

➎ Participate

Contribute “sweat equity” by helping build your home, supporting other Miami Habitat projects, or volunteering with local nonprofits.

➏ Closing & Moving In

Sign your mortgage paperwork and step into your new home!

Looking to apply for a Habitat home?

Applications Now Open for Habitat Acres!
Be part of our newest townhome community. 
Please review the application requirements and instructions
​by clicking the button below. 

New Homes at Habitat Acres

Habitat Acres, a new 150-townhouse community, is coming to the intersection of 150th Avenue and 280th Street West. Want to apply?

🏠Habitat Homeowners Newsletter

January | Enero 
English | Newsletter Jan 2025
File Size: 8014 kb
File Type: pdf
Download File
Español | Boletín Enero 2025
File Size: 1287 kb
File Type: pdf
Download File
Picture
Habitat for Humanity of Greater Miami is an Equal Housing Opportunity provider. All applicants will be considered without regard to race, color, religion, sex, national origin, disability, age, sexual orientation, or any other legally protected status.